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BKMortgages
Residential Loan, Personal Loan.
Directory → Mortgage & Loan → Takapuna → HomeSec
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HomeSec
Short Term Business Loans, Caveat Loans, Urgent Business Loans, Private Mortgages, 2nd Mortgages, Secured Business Loans, Business Bridging Loans
What HomeSec does
HomeSec provides property-secured business loans in New Zealand, from $20,000 to $1,000,000, for genuine business purposes. Loans can be first or second mortgages secured by New Zealand real estate, and open-term structures are available. The website says no valuations or cashflow records are needed, and that funding may be possible in as little as 24 hours, subject to approval, documents, security and settlement requirements. Stated uses include working capital, tax and creditor obligations, stock, equipment, acquisitions, and renovations. Every enquiry is assessed individually, and no scenario is automatically approved.
Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.
About
Funding business loans up to $500,000 anywhere in New Zealand.
Choosing a mortgage or loan provider
Compare the total cost of a loan, not just the interest rate, and confirm the lender or broker is authorised.
What to check
- Authorised by the financial regulator
- Total cost including fees and the annual rate
- Early repayment charges
- Whether a broker is paid a commission
Questions to ask
- What will I pay in total over the term?
- What happens if I miss a payment?
- Can I repay early, and is there a fee?
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