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KiwiMortgages

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Home Loan, Refinance Loan, Insurance

What KiwiMortgages does

KiwiMortgages is a mortgage broker based in central Auckland that works with Kiwis across New Zealand. The firm works with every major bank and several specialist lenders to compare rates, negotiate on clients' behalf and structure home loans. Its services cover first home buyers using KiwiSaver, refixing and restructuring for existing homeowners, refinancing, property investment lending, lending for self-employed applicants, and commercial lending. The website says the service is free to borrowers in most cases, as lenders pay commission.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Mortgage Broker, Adviser, Consultant, Insurance Agency

Choosing a financial services provider

Before handing over money or financial details, confirm the firm is authorised by the financial regulator where you live. That is the single most important check.

What to check

  • Authorised or registered with the financial regulator
  • All fees and commissions stated in writing
  • Whether advice is independent or limited to certain products
  • How complaints are handled

Questions to ask

  • How are you paid for this?
  • What are the risks, in plain words?
  • What happens if I want to leave or move my money?

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