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Directory → Insurance → Mumbai → O-Locker
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O-Locker
Digitize Your Jewellery Assets | Track Real Time Value | Create Your Will | Store Whats Important | Insure Your Jewellery | Host Of Other Benfits
What O-Locker does
Olocker is a jewellery company in India that offers insurance for gold jewellery against accidental damage, fire, burglary, and theft. Its subscription service lets owners track the value of their jewellery as gold prices change, record jewellery details, and access deals and offers from partner brands. It also offers Olocker Loans, which lets users apply to partner financial institutions, and a digital document locker for storing certificates, medical reports, and insurance policies. It works with jewellery retailers, and the site cites over 3000 retailers as affiliates.
Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.
About
O-Locker provides jewellery insurance to jewellery retailers
Choosing an insurance provider or broker
The cheapest policy is often the one that pays least. Compare what is excluded, not just the premium.
What to check
- Authorised by the insurance regulator
- Exclusions and excess on each policy
- How claims are made and how long they take
- Whether a broker is paid by commission
Questions to ask
- What is not covered?
- How do I make a claim, and who handles it?
- Will my premium rise after a claim?
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