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PolicyGhar

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Health Insurance, Travel Insurance, Vehicle Insurance

What PolicyGhar does

PolicyGhar is an online insurance business where customers can compare and buy health, motor, term and travel insurance plans. The website lists cashless health cover, cashless car insurance, term insurance, and plans offering guaranteed monthly income or tax-free guaranteed returns. It also mentions investment plans for NRI doctors in the UK, launched in partnership with BAPIO. The company says it offers monthly, quarterly and annual payment options, EMI payments, and claims assistance through a dedicated account manager.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Policies for car, bike, home, travel, health and life.

Choosing an insurance provider or broker

The cheapest policy is often the one that pays least. Compare what is excluded, not just the premium.

What to check

  • Authorised by the insurance regulator
  • Exclusions and excess on each policy
  • How claims are made and how long they take
  • Whether a broker is paid by commission

Questions to ask

  • What is not covered?
  • How do I make a claim, and who handles it?
  • Will my premium rise after a claim?

Customer reviews

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