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RMSInsuranceBrokerage

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Hospitality insurance, restaurant insurance, liquor liability insurance

What RMSInsuranceBrokerage does

RMS Insurance Brokerage is an independent retail insurance agency in Garden City, New York, founded in 2002. It provides personal, commercial, and specialty insurance through access to multiple insurance carriers. Its expertise includes brokerage operations, specialty programs, and hospitality risk. The firm serves individuals and businesses throughout Long Island, New York City, and across the country. Its approach includes identifying coverage gaps and structuring coverage to fit each client's objectives.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

RMS Insurance Brokerage, LLC (RMS) is a corporate insurance.

Choosing an insurance provider or broker

The cheapest policy is often the one that pays least. Compare what is excluded, not just the premium.

What to check

  • Authorised by the insurance regulator
  • Exclusions and excess on each policy
  • How claims are made and how long they take
  • Whether a broker is paid by commission

Questions to ask

  • What is not covered?
  • How do I make a claim, and who handles it?
  • Will my premium rise after a claim?

Customer reviews

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