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Shine Mortgages

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Mortgage Calculators, Moving Home loans

What Shine Mortgages does

Shine Mortgages is an online mortgage broker in the UK that describes its service as fee-free. The site says it works with more than 90 lenders and helps customers compare deals, check how much they can borrow and apply. Products listed include first-time buyer mortgages, remortgages, buy-to-let and commercial mortgages. The company says it also assists people with bad credit or who are self-employed. The website offers mortgage calculators and guides.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Shine Mortgages is a specialist mortgage provider in the UK.

Choosing a mortgage or loan provider

Compare the total cost of a loan, not just the interest rate, and confirm the lender or broker is authorised.

What to check

  • Authorised by the financial regulator
  • Total cost including fees and the annual rate
  • Early repayment charges
  • Whether a broker is paid a commission

Questions to ask

  • What will I pay in total over the term?
  • What happens if I miss a payment?
  • Can I repay early, and is there a fee?

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