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ShortTermCaveatLoans

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First Mortgage, Second Mortgage, Bridging Loans, Short Term Business Finance, Caveat Loans, Corporate Finance .

What ShortTermCaveatLoans does

Short Term Caveat Loans is a direct lender offering short-term business loans secured by property, from $20,000 to $5 million. Its products include caveat loans for Victorian property, short-term first and second mortgages elsewhere in Australia, bridging finance and private business loans. The company says loans are assessed on the property and the exit strategy, with bad credit and ATO debt considered. No credit check is run when an enquiry is first made, and a lending specialist contacts the applicant directly.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

We are purely a short term caveat lender.

Choosing a mortgage or loan provider

Compare the total cost of a loan, not just the interest rate, and confirm the lender or broker is authorised.

What to check

  • Authorised by the financial regulator
  • Total cost including fees and the annual rate
  • Early repayment charges
  • Whether a broker is paid a commission

Questions to ask

  • What will I pay in total over the term?
  • What happens if I miss a payment?
  • Can I repay early, and is there a fee?

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