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Urooj Fatima StateLifeInsurance
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Choosing an insurance provider or broker
The cheapest policy is often the one that pays least. Compare what is excluded, not just the premium.
What to check
- Authorised by the insurance regulator
- Exclusions and excess on each policy
- How claims are made and how long they take
- Whether a broker is paid by commission
Questions to ask
- What is not covered?
- How do I make a claim, and who handles it?
- Will my premium rise after a claim?
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